Missed the headline 90,000-point Chase Ink Cash and Unlimited bonuses when they ended? You may not be locked out after all. Both $900 offers are still reportedly surfacing inside the Chase mobile app for users who answer a short product quiz, and there is also a referral path that can push the total haul to 115,000 points.
If the public landing page shows nothing, the app's quiz route is the workaround that keeps getting reported.
The short version
- The headline 90,000-point bonuses on Chase Ink Cash and Chase Ink Unlimited have ended publicly.
- Both $900 offers are reportedly still appearing inside the Chase app's "Take the quiz" flow.
- The path requires selecting Business, Cash Back, and No Annual Fee before the offers render.
- A referral link can combine a 75,000-point signup with a 40,000-point referral bonus for 115,000 points total.
- Screenshots are advised because the offer is not advertised on the public site.
How the app route works
Open the Chase app, scroll to your accounts, and tap "Open an account" then "Credit cards." Scroll past the cards shown and tap "Take the quiz." Choose Business, Cash Back, No Annual Fee, then "See results." The $900 Chase Ink Cash and Chase Ink Unlimited tiles are said to appear at that point.
If you have a friend or family member who can refer you, that route layers a 40,000-point referral bonus on top of the 75,000-point signup, totaling 115,000 points.
The public landing pages were pulled, so anyone who only checked the website would assume the offers are gone. The app path is the part that matters here.
Who should care
| Situation | Recommendation |
|---|---|
| Already bank with Chase, no Chase business card | Run the quiz now—low risk, high reward potential |
| Want to stack referral + signup bonus | Coordinate with a friend or family member who holds a Chase card |
| Outside 5/24 window | Hold off; Chase's 5/24 rule still applies regardless of where you find the offer |
| New to Chase entirely | Quiz still worth running; Chase will show whatever you pre-qualify for |
What it means for you
For anyone who already banks with Chase, this is the simplest workaround because no new relationship is needed. For pure beginners, the quiz is harmless to take even if you do not see the offers—Chase will still display whatever you pre-qualify for. The referral route is the bigger number, but it depends on having a willing existing cardholder, and Chase's standard 5/24 and one-bonus-per-product rules still apply, so check your standing before you click apply.
The practical difference: a direct applicant sees nothing on the website and walks away. Someone who runs the quiz inside the app potentially walks away with 75,000 to 115,000 Ultimate Rewards points. That is the entire gap this workaround closes.
Why this matters
Sign-up bonuses remain the fastest way to stockpile transferable points, and Chase's Ultimate Rewards ecosystem lets you park points across multiple airline and hotel programs. An extra 75,000 or 115,000 points can cover several domestic economy flights or a single business-class redemption on a partner airline.
The curious part is why Chase is keeping the offers alive in-app while pulling them from public view. One reading: the bank wants to continue rewarding new business-card acquisitions without amplifying the headline number on landing pages that drive media coverage. Another reading: the in-app quiz is a targeting mechanism that naturally filters for engaged existing customers who are more likely to hold multiple Chase products. Either way, the practical effect is the same—the offers exist for people who know where to look, and the window can close without warning.
What to watch next
If the quiz flow still works today, it likely keeps working until Chase quietly turns it off. Watch for the in-app offers to disappear, and watch for Chase to refresh the public landing pages with new and probably lower headline numbers. If you have been on the fence, run the quiz now and screenshot whatever shows up. That gives you a paper trail if the offer changes mid-application.
Key takeaways
- The $900 offers on Chase Ink Cash and Unlimited are reportedly still reachable via the Chase app quiz.
- A referral can stack to 115,000 points if you have an eligible existing cardholder willing to refer you.
- Screenshot the offer before you apply so you have proof if the terms shift.
- Chase's 5/24 and one-bonus-per-product rules still apply regardless of how you found the offer.
Frequently asked questions
Do I need a Chase business checking account to see the offer?
No. The path is open to anyone with a Chase login; you do not need a business checking relationship to run the quiz or apply.
Can I get both the Ink Cash and the Ink Unlimited bonuses?
They are different products, so in principle yes. However, each requires its own minimum spend, and Chase's one-bonus-per-product rule means you cannot receive a bonus for the same card twice.
What happens if the offer disappears while I'm applying?
This is why screenshots matter. If the offer vanishes mid-application, having proof of what was shown to you could be important when disputing terms with Chase.
Is there a time limit on how long the in-app offers will last?
No public timeline exists. Based on how Chase has handled similar situations, the offers tend to last days or weeks before being switched off without advance notice.