Education
Sending Money With a Credit Card: What It Really Costs
Cash App, Venmo, and PayPal all let you send money with a credit card, but each charges a fee. Here…
▲Education
Education
When to pay your credit card bill: timing, methods, and the credit score play
Paying your credit card bill early, in full, and more than once a month can lower utilization and lift your…
Education
Found a wrong account on your credit report? Here is the move
A wrong line on your credit report can drag down your score. Here is how to dispute it with the…
Education
How to safely accept credit card payments over the phone
Taking credit card payments by phone puts fraud risk on the merchant. Here's how to use a virtual terminal, what…
Education
Experian Boost: How It Works and Who It Helps Most
Experian Boost adds utility and phone payment history to your Experian credit file. See how it works, what it costs,…
Education
How to Read Your Credit Card Statement and What to Look For
Your monthly credit card statement carries required disclosures. Learn what each section means, where to find APR warnings, and how…
Education
Worst Ways to Redeem Credit Card Rewards and What to Do Instead
Cashing out travel points for a statement credit, using points at Amazon, or shopping for merchandise usually gives you less…
Education
Spotlight 7 Triggers That Can Wipe Out Your Credit Card Rewards
Returns, missed payments, and even a quiet card can forfeit your rewards. See the Amex, Chase, and Citi rules for…
Education
Zelle Payments: Why Sending to the Wrong Person Is Final
Zelle transfers are nearly instant and usually irreversible. Sending to the wrong number or email can mean losing the money…
Education
How the 2009 CARD Act Reshaped Credit Card Borrowing
The CARD Act ended rate hikes on existing balances, capped fees, and restricted marketing to young adults. Learn which rules…
Education
Pump Skimmers 101: Spot, Stop, and Survive Card Fraud
Gas-pump and ATM skimmers are sneakier than ever. Learn the warning signs, what to do after a hit, and the…
Education
Credit Card Concierge Services: Real Help or Just a Phone Tree?
Credit card concierge services can book travel, snag hard-to-get reservations and bail you out of messes. Here's how to tell…